Subject files - Motor Insurance Directive - Committee on the Internal Market and Consumer Protection

In particular, the plenary wanted to ensure that small vehicles, such as E-bikes, segways and electric scooters, are excluded from the scope of the Directive, as they are less likely to cause significant damage to persons or property. It would be left to the Member States to decide how to protect the potential victims of accidents caused by such vehicles. Moreover, Parliament also wished to enhance the provisions on insurance checks to tackle uninsured driving and streamline the procedure of compensating injured parties in case of an insolvency of the insurer.

Five years after the transposition deadline of the Directive, the Commission is expected to evaluate whether the new rules are fit for purpose as regards autonomous vehicles, high-speed lightweight vehicles and a potential bonus-malus system in insurance contracts.

Inter-institutional negotiations on the proposal are expected to start during the new legislative term.